Rates and Insurance
Rates vary based on provider and services.
Harmony Harbor Counseling is an Out of Network (OON) provider. Services may be covered in full or in part by your health insurance. We provide monthly statements, called a Superbill, for those who wish to submit to their insurance provider for reimbursement. This may or may not be applicable to your insurance. Please check your coverage carefully by asking the following questions to determine if applicable:
- What is my OON deductible and has it been met?
- How many sessions per year does my health insurance cover?
- What is the coverage amount per therapy session that may be reimbursed?
- Is a prior authorization required?
- Is approval required from my primary care physician?
Cash, check, Paypal, Venmo, Zelle and all major credit cards accepted for payment. Please have your payment ready at the beginning of the session so that most of the time is available for your clinical needs. Please make checks payable to Harmony Harbor Counseling.
Please notify us at least 24 hours in advance to avoid a missed appointment fee. Please note that insurance will not pay for late cancellation or missed appointment fees.
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the No Surprise Act, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services.
- Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service. You can also ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.
- If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit cms.gov/nosurprises or call 800-985-3059.